Our Services
What we do
At Nexus Loan Partners, we pride ourselves on delivering expert, client-focused service designed to simplify the lending process. With access to hundreds of loan products from a diverse range of lenders, our mission is to identify the most suitable financial solutions based on your individual goals, financial position, and servicing capacity. Whether you’re a first-time buyer, an experienced investor, or a business owner, we offer tailored strategies to help you make confident, informed financial decisions.
01.
First Home Buyer Support
Buying your first home is one of life’s major milestones—and at Nexus Loan Partners, we make sure your experience is guided, supported, and stress-free. As a first home buyer, you may be eligible for a range of finance options and government incentives, including the First Home Owner Grant (FHOG). Our mortgage specialists will walk you through every step, from assessing your borrowing capacity to selecting the right loan structure and managing the application process. We help you understand the impact of factors like loan terms, repayment types, interest rates, and offset features—ensuring your mortgage is aligned with your long-term financial wellbeing.
02.
Investment Loans
Whether you’re building a property portfolio or making your first investment, Nexus Loan Partners can help you secure a loan that’s tailored for maximum tax efficiency and return on investment. Investment loans often require more sophisticated structuring, and we work in collaboration with your financial adviser or accountant to ensure your loan aligns with your overall wealth strategy. With access to a competitive panel of lenders, we provide options for interest-only loans, fixed and variable rates, equity release, and more—all designed to grow and protect your investment assets.
03.
Commercial Loans
Commercial lending requires a specialist approach—and Nexus Loan Partners delivers the insight and negotiation power needed to secure competitive terms. Unlike residential home loans, commercial loan pricing is often customised based on your business experience, credit profile, and the strength of the security offered. Whether you’re purchasing office space, expanding business premises, or refinancing existing commercial debt, we can structure a solution that meets your operational goals and cash flow requirements. With deep understanding of lender policies and risk appetite, we advocate on your behalf for favourable terms.
04.
Standard Variable & Fixed Rate Loans
Nexus Loan Partners offers both flexible variable rate loans and secure fixed rate solutions, each with its own set of benefits.
- Variable rate loans provide features like redraw, offset accounts, and extra repayments, which can help reduce the total interest payable over time.
- Fixed rate loans, on the other hand, lock in your interest rate for a set term—typically 1 to 5 years—providing certainty in repayment planning and insulation from rising rates.
We help you assess your risk tolerance, financial objectives, and future plans to determine the most appropriate product or combination of both.
05.
Honeymoon (Introductory) Loans
A honeymoon loan offers discounted interest rates or reduced repayments during the initial period (usually 6–12 months). At Nexus Loan Partners, we help you take advantage of this short-term benefit while planning ahead for the transition to standard variable rates. It’s critical to ensure affordability beyond the introductory period and understand any associated exit fees or conditions. We provide full transparency so you can make informed decisions that suit your current budget and future financial landscape.
06.
Bridging Loans
If you’re purchasing a new home before selling your current one, Nexus Loan Partners can arrange bridging finance to bridge the funding gap. This short-term solution—typically lasting up to 6 months—is secured against both properties and allows you to buy and sell on your timeline. Bridging loans can be more complex and carry higher interest rates, but we’ll help you explore all available options, including alternatives such as portability and deposit bonds, to ensure you choose the most cost-effective path forward.
07.
Asset & Equipment Finance
Nexus Loan Partners also specialises in asset finance for both personal and commercial needs. Whether you’re looking to finance a private vehicle, fleet cars, heavy machinery, or business equipment, we have access to competitive options including:
- Car and personal loans
- Chattel mortgages
- Finance leases and commercial hire purchase
- Novated leasing
With deep lender relationships and a strong understanding of credit policy, we secure funding that supports your cash flow, accelerates business growth, and preserves working capital.
